447 Pin Oak Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 447 Pin Oak Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2012
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Jul 2020)
Tax Bill	$2,654 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-2S-21-42020-000-0421`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0421`
Alternative APN	`1018936`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,533 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	12.3 ft deep x 5.8 ft wide
Garage Type	Finished
Garage Area	400 sqft
Porch	Porch
Porch Area	114 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018936
Street Address	447 PIN OAK LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 421 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2891-4814 OR 2908-759 OR 3152-2435
Legal Range	21W
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES PH IIC
Legal Phase	2C
Legal Lot Number	421
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1021
Census Tract	950607

Owner

447 Pin Oak Loop is owned and occupied by an individual who bought it in July 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	447 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Dec 27, 2012 · Amount on File
Deed Document Number	20200027545
Deed Book / Page	3152 / 2435
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 29, 2020
Property Address	447 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8060
Document Number	0031522435
Book / Page	3152 / 2435
Map Reference	MB 17 PG 47&47G
Instrument Date	Jul 28, 2020
Instrument	20200027545
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	447 PIN OAK LOOP, 447, SANTA ROSA BEACH, FL 32459-8060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8060

Mortgage

Document Number	0031522437
Date	Jul 29, 2020
Instrument	3152/2437

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,316 Land $45,000 Building $374,316	$419,316 Land $45,000 Building $374,316
2024	$2,654.00 (+4.04%)
2023	$2,551.00 (+1.43%) Homeowner's exemption	$439,237 (+11.04%) Land $44,754 Building $394,483	$439,237 (+11.04%) Land $44,754 Building $394,483
2022	$2,515.00 Homeowner's exemption	$395,554 Land $49,676 Building $345,878	$395,554 Land $49,676 Building $345,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Pin Oak Loop in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 447 Pin Oak Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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