436 Pin Oak Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 436 Pin Oak Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 2013
Lot Size	0.182 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Oct 2024)
Tax Bill	$3,295 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`13-2S-21-42020-000-0415`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0415`
Alternative APN	`1018930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,448 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.182 acres)
Lot Dimensions	13.3 ft deep x 6 ft wide
Garage Type	Finished
Garage Area	400 sqft
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018930
Street Address	436 PIN OAK LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 415 DRIFTWOOD ESTATES PH 2C PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2904-3385 OR 2960-4903 OR 3206-932
Legal Range	21W
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES
Legal Phase	2C
Legal Lot Number	415
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1010
Census Tract	950607

Owner

436 Pin Oak Loop is owned and occupied by two individuals who bought it in October 2024.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	436 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 7, 2021	Warranty Deed, Transfer RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	0003338493
Deed Book / Page	3338 / 493
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 4, 2024
Property Address	436 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053
Document Number	0033380493
Book / Page	3338 / 493
Map Reference	MB 17 PG 47-47G
Instrument Date	Oct 3, 2024
Instrument	20240034935
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW 30A LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 BRILLIANCE BLVD, FREEPORT, FL 32439-2979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053

Mortgage

Document Number	0003338495
Date	Oct 4, 2024
Instrument	3338/495

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 7, 2021
Property Address	436 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053
Document Number	0032060932
Book / Page	3206 / 932
Map Reference	MB 17 PG 47-47G
Instrument Date	Jul 7, 2021
Instrument	20210034178
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Tax	$2,884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 ROLLING PINES DR, 495, SPRING LAKE, NC 28390-9394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$394,753 (-1.77%) Land $45,000 Building $349,753	$394,753 (-1.77%) Land $45,000 Building $349,753
2024	$3,295.00 (+3.88%) Homeowner's exemption	$401,853 (-2.78%) Land $44,754 Building $357,099	$401,853 (-2.78%) Land $44,754 Building $357,099
2023	$3,172.00 (+1.28%) Homeowner's exemption	$413,336 (+9.88%) Land $44,754 Building $368,582	$413,336 (+9.88%) Land $44,754 Building $368,582
2022	$3,132.00 Homeowner's exemption	$376,185 Land $49,676 Building $326,509	$376,185 Land $49,676 Building $326,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Pin Oak Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 436 Pin Oak Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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