Walton County property record for 446 Pin Oak Loop, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,977 sqft · built 2015 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $507,000 (Dec 2021) |
| Tax Bill | $3,949 (2024) |
| Deeds & Mortgages | Apr 2018 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-2S-21-42020-000-0416 |
| Primary APN | 13-2S-21-42020-000-0416 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,977 sqft Living Area |
| Gross Area | 3,170 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 14.1 ft deep x 6.2 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 612 sqft |
| Patio Area | 140 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1018931 |
|---|---|
| Street Address | 446 PIN OAK LOOP |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-8053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 416 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2963-4252 OR 2995-2272 OR 3231-1813 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | DRIFTWOOD ESTATES PH IIC |
| Legal Phase | 2C |
| Legal Lot Number | 416 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950607 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Document Number | 20210063777 |
| Deed Book / Page | 3231 / 1813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 446 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030713549 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 3071/3549 |
| Instrument | 2018000013371 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 446 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8053 |
| Document Number | 0032311813 |
| Book / Page | 3231 / 1813 |
| Map Reference | MB 17 PG 47 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20210063777 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,549.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 669 SOLDERA RD, 669, TONTITOWN, AR 72762-6378 |
| Name | Verified Name |
|---|---|
| Address | 400 CENTERVIEW DR UNIT 229, 229, BRENTWOOD, TN 37027-5481 |
| Document Number | 0032311815 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 3231/1815 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $471,471 (-3.67%) Land $45,000 Building $426,471 | $471,471 (-3.67%) Land $45,000 Building $426,471 | |
| 2024 | $3,949.00 (+3.84%) | ||
| 2023 | $3,803.00 (+1.22%) Homeowner's exemption | $489,442 (+10.33%) Land $44,754 Building $444,688 | $489,442 (+10.33%) Land $44,754 Building $444,688 |
| 2022 | $3,757.00 Homeowner's exemption | $443,620 Land $49,676 Building $393,944 | $443,620 Land $49,676 Building $393,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 417 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 417 in force |
| Nearby Flood Claims | 6 (2004–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Wildstar Networks.
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