447 N Encinitas Ave, Monrovia, CA 91016 Property Records

Los Angeles County property record for 447 N Encinitas Ave, Monrovia, CA 91016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,245 sqft · built 1924
Lot Size	0.175 acres (7,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Sep 2017)
Tax Bill	$15,911 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`8520-013-008`

Property Details

APN / Parcel Number

Primary APN	`8520-013-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,245 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,616 sqft (0.175 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	447 N ENCINITAS AVE
City	MONROVIA
State	CA
Zip	91016-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MORL*
Legal Description	VALLE VISTA SUBDIVISION LOT 9
Legal Subdivision	VALLE VISTA
Legal Block	1
Legal Lot Number	9
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	1
Census Block	1003
Census Tract	430301

Owner

Source: Los Angeles County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 28, 2017	Grant Deed, Transfer · Stand-Alone Second Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	20171114472
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 24, 2026
Property Address	447 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Document Number	0000631106
Instrument Date	Aug 16, 2026
Instrument	2026631106
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 N ENCINITAS AVE, MONROVIA, CA 91016-2211

Mortgage

Document Number	0000631106,
Date	Aug 24, 2026
Instrument	2026631106

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	447 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 N ENCINITAS AVE, MONROVIA, CA 91016-2211

Mortgage

Document Number	0000560244
Date	Apr 9, 2021
Instrument	21-0560244

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 28, 2017
Property Address	447 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Document Number	0001114472
Map Reference	MB9 PG117
Instrument Date	Sep 7, 2017
Instrument	17-1114472
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	447 N ENCINITAS AVE, MONROVIA, CA 91016-2211

Mortgage

Document Number	0001114474
Date	Sep 28, 2017
Instrument	17-1114474

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Monrovia City
Unified School District	Monrovia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,215,455 (+2%) Land $928,466 Building $286,989
2025	$15,911.00 (+4.66%) Homeowner's exemption	$1,191,623 (+4.04%) Land $910,261 Building $281,362
2023	$15,202.00 (+3.03%) Homeowner's exemption	$1,145,353 Land $874,915 Building $270,438
2022	$14,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1992)
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROVIA-CITY, WATER DEPT. serves 37,931 people · EPA ID CA1910090
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Giggle Fiber Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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