447 Chandrel Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 447 Chandrel Ct, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,977 sqft · built 2007
Lot Size	0.689 acres (30,056 sqft)
Owner	2 Owner Names on File
Last Sale	$393,298 (Mar 2007)
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-00-07-023.00`

Property Details

APN / Parcel Number

Primary APN	`060-00-07-023.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,977 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	30,056 sqft (0.689 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0600007023.00
Street Address	447 CHANDREL CT
City	COVINGTON
State	KY
Zip	41015-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAYLOR WOODS SUBD SEC 1 LOT 23
Legal Subdivision	SAYLOR WOODS SUBD
Legal Phase	1
Legal Lot Number	23
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1002
Census Tract	65800

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	447 CHANDREL CT, COVINGTON, KY 41015-2503
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2007 · Amount on Record
Deed Sale	Mar 15, 2007 · Amount on Record
Prior Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	0000208261
Deed Book / Page	2082 / 61
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	447 CHANDREL CT, COVINGTON, KY 41015-2503
Document Number	0000000198
Book / Page	0I3891 / 000022
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	447 CHANDREL CT COVINGTON KY 410152503, COVINGTON, KY 41015-2503

Mortgage

Document Number	0000000198
Date	Jan 27, 2017
Book Page	0I3891/000022
Instrument	198

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00 (+2.75%)	$504,100 (+11.5%) Land $55,000 Building $449,100	$504,100 (+11.5%) Land $55,000 Building $449,100
2023	$5,705.00	$452,100 Land $47,000 Building $405,100	$452,100 Land $47,000 Building $405,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20