436 Chandrel Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 436 Chandrel Ct, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,907 sqft · built 2013
Lot Size	0.051 acres (2,261 sqft)
Owner	2 Owner Names on File
Last Sale	$409,990 (Aug 2013)
Tax Bill	$4,767 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-00-07-026.00`

Property Details

APN / Parcel Number

Primary APN	`060-00-07-026.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,907 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	2,261 sqft (0.051 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0600007026.00
Street Address	436 CHANDREL CT
City	COVINGTON
State	KY
Zip	41015-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAYLOR WOODS SUBD SEC 1 RESUB LOT 26A & 0.0519 AC PT LOT 28 SEC 1 SAYLOR WOODS
Legal Subdivision	SAYLOR WOODS SUBD
Legal Lot Number	26A-28
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1002
Census Tract	65800

Owner

Source: Kenton County records · APN 060-00-07-026.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	436 CHANDREL CT, COVINGTON, KY 41015-2502
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARDIAN SAVINGS BANK
Jun 12, 2020	Deed of Trust, Mortgage GUARDIAN SVGS BK
Aug 04, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2013 · Amount on Record
Deed Sale	Aug 15, 2013 · Amount on Record
Prior Sale	May 02, 2013
Deed Document Number	0000033281
Deed Book / Page	3328 / 1
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	436 CHANDREL CT, COVINGTON, KY 41015-2502
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900184
Date	May 14, 2021
Book Page	216/17
Instrument	21051405900184

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	436 CHANDREL CT, COVINGTON, KY 41015-2502
Document Number	0000000169
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 06, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 CHANDREL CT COVINGTON KY 410152502, COVINGTON, KY 41015-2502

Mortgage

Document Number	0000000169
Date	Jun 18, 2020
Book Page	000M60/000018
Instrument	169

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	436 CHANDREL CT, COVINGTON, KY 41015-2502
Document Number	0000000299
Book / Page	0I3986 / 000105
Instrument Date	Aug 04, 2017
Transaction Type	Mortgage
Record Updated	Sep 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 CHANDREL CT COVINGTON KY 410152502, COVINGTON, KY 41015-2502

Mortgage

Document Number	0000000299
Date	Aug 17, 2017
Book Page	0I3986/000105
Instrument	299

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,767.00 (-7.83%)	$409,900 (-) Land $55,000 Building $354,900	$409,900 (-) Land $55,000 Building $354,900
2023	$5,172.00	$409,900 Land $47,000 Building $362,900	$409,900 Land $47,000 Building $362,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chandrel Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures