Kenton County property record for 444 Chandrel Ct, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,745 sqft · built 2009 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,667 (Dec 2008) |
| Tax Bill | $5,905 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-07-024.00 |
| Primary APN | 060-00-07-024.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,745 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 278 ft deep x 53 ft wide |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 444 CHANDREL CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAYLOR WOODS SUBD SEC 1 LOT 24 |
| Legal Subdivision | SAYLOR WOODS SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 444 CHANDREL CT, COVINGTON, KY 41015-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2008 · Amount on Record |
| Deed Sale | Dec 1, 2008 · Amount on Record |
| Prior Sale | Apr 21, 2006 · Amount on Record |
| Deed Document Number | 200812 01 059 00196 |
| Deed Book / Page | 2408 / 241 |
| Last Transfer Date | Jan 27, 2016 |
| Transfer Doc | 0005900222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 444 CHANDREL CT, COVINGTON, KY 41015-2502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900167 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 197/946 |
| Instrument | 21040805900167 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 444 CHANDREL CT, COVINGTON, KY 41015-2502 |
| Document Number | 0000000065 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Address | 444 CHANDREL CT COVINGTON KY 410152502, COVINGTON, KY 41015-2502 |
| Document Number | 0000000065 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 000M11/000376 |
| Instrument | 65 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,800 (-) Land $55,000 Building $452,800 | $507,800 (-) Land $55,000 Building $452,800 | |
| 2025 | $5,905.00 (+13.04%) | $507,800 (+22.66%) Land $55,000 Building $452,800 | $507,800 (+22.66%) Land $55,000 Building $452,800 |
| 2023 | $5,224.00 | $414,000 Land $47,000 Building $367,000 | $414,000 Land $47,000 Building $367,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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