San Diego County property record for 4468 Inverness Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,127 sqft · built 1981 |
| Lot Size | 0.22 acres (9,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $932,500 (Oct 2025) |
| Tax Bill | $10,250 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-520-28-00 |
| Primary APN | 157-520-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,127 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 9,586 sqft (0.22 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4468 INVERNESS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 28 TR 009542 |
| Legal Subdivision | DOUGLAS PARK |
| Legal Tract | 009542 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 18609 |
4468 Inverness Dr is owned by an individual who bought it in October 2025.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 842 BLUEBELL CT, CARLSBAD, CA 92011-3801 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 8, 2025 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Oct 8, 2025 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Oct 21, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| May 28, 2021 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Prior Sale | May 28, 2021 |
| Deed Document Number | 2025281148 |
| Prior Transfer Date | Jul 25, 1996 |
| Prior Transfer Doc | 0000395520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000002686 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022-0002686 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 8, 2025 |
| Property Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000281148 |
| Map Reference | MAP 9542 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025-0281148 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000281149 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025-0281149 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Max Rate | 12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 8, 2025 |
| Property Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000281147 |
| Map Reference | MAP 9542 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025-0281147 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 842 BLUEBELL CT, CARLSBAD, CA 92011-3801 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 21, 2022 |
| Property Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000407916 |
| Map Reference | MAP 9542 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022-0407916 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4468 IVERNESS DRIVE, OCEANSIDE, CA 92057-5052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 6, 2021 |
| Property Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000826884 |
| Map Reference | MAP 9542 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-0826884 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2021 |
| Property Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000403549 |
| Map Reference | MAP 9542 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021-0403549 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000403550 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0403550 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 16, 2019 |
| Property Address | 4468 INVERNESS DR, OCEANSIDE, CA 92057-5052 |
| Document Number | 0000137217 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 137217 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2035 DATE ST VISTA CA 920835159, VISTA, CA 92083-5159 |
The 2025 property tax bill for 4468 Inverness Dr was $10,250.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $932,500 (+3.38%) Land $702,118 Building $230,382 | |
| 2025 | $10,250.00 | $902,020 Land $679,168 Building $222,852 |
| 2023 | $9,250.00 (+191.61%) | $822,000 Land $618,000 Building $204,000 |
| 2022 | $3,172.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4468 Inverness Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4468 Inverness Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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