4460 Inverness Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4460 Inverness Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,858 sqft · built 1981
Lot Size0.157 acres (6,838 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Jan 2014)
Tax Bill$5,572 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-520-26-00

Property Details

APN / Parcel Number

Primary APN157-520-26-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,858 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area6,838 sqft (0.157 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4460 INVERNESS DR
CityOCEANSIDE
StateCA
Zip92057-5052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 26 TR 009542
Legal SubdivisionDOUGLAS PARK
Legal Tract009542
Legal Block1
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1012
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4460 INVERNESS DR, OCEANSIDE, CA 92057-5052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2014 · Amount on Record
Deed SaleJan 3, 2014 · Amount on Record
Prior SaleJan 14, 2010 · Amount on Record
Deed Document Number20143443
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4460 INVERNESS DR, OCEANSIDE, CA 92057-5052
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4460 INVERNESS DR, OCEANSIDE, CA 92057-5052

Mortgage

Document Number0000484945
DateAug 26, 2020
Instrument2020-0484945
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
AddressLEAWOOD, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$500,136 (+2%) Land $144,021 Building $356,115
2025$5,572.00 (+5.23%) Homeowner's exemption$490,331 (+4.04%) Land $141,198 Building $349,133
2023$5,295.00 (+1.57%) Homeowner's exemption$471,293 Land $135,716 Building $335,577
2022$5,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1998–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband, T-Mobile.

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