Montgomery County property record for 4460 Summit Ridge Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1985 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2023) |
| Tax Bill | $3,795 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72617604 0004 |
| Primary APN | R72617604 0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 264 sqft |
| Finished Basement | 264 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft |
| Garage Type | Basement |
| Garage Area | 132 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 126 sqft |
| Patio Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4460 SUMMIT RIDGE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-4477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81360 WILLOW GLEN SEC 5 |
| Legal Subdivision | WILLOW GLEN SEC 5 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 90304 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4460 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Oct 26, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| May 16, 2019 | Warranty Deed, Mortgage WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on Record |
| Deed Sale | Jun 5, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2021 · Amount on Record |
| Deed Document Number | 202300028200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 5, 2023 |
| Property Address | 4460 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000028200 |
| Instrument Date | May 16, 2023 |
| Instrument | 202300028200 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4460 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000028201 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 202300028201 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 26, 2021 |
| Property Address | 4460 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000081686 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021-00081686 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4460 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000081687 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-00081687 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 16, 2019 |
| Property Address | 4460 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000025120 |
| Instrument Date | May 10, 2019 |
| Instrument | 25120 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | PERFORMANCE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4460 SUMMIT RIDGE DR DAYTON OH 454244477, DAYTON, OH 45424-4477 |
| Document Number | 25121 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 25121 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,760 (-) Land $14,390 Building $50,370 | ||
| 2024 | $3,795.00 (+3.21%) | ||
| 2023 | $3,677.00 (+10.49%) | $64,760 (+37.03%) Land $14,390 Building $50,370 | $185,000 (+37%) Land $41,100 Building $143,900 |
| 2022 | $3,328.00 | $47,260 Land $10,500 Building $36,760 | |
| 2020 | $135,040 Land $30,000 Building $105,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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