Montgomery County property record for 4448 Summit Ridge Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,063 sqft · built 1985 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Owner Name on File |
| Last Sale | $128,000 (Nov 2002) |
| Tax Bill | $4,028 (2024) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R72617604 0006 |
| Primary APN | R72617604 0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,063 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Basement |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 518 sqft |
| Patio Area | 518 sqft |
| Canopy | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4448 SUMMIT RIDGE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-4477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81362 WILLOW GLEN SEC 5 |
| Legal Subdivision | WILLOW GLEN SEC 5 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 90304 |
The current owner of 4448 Summit Ridge Dr bought it in November 2002.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4448 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2002 · Amount on File |
| Deed Sale | Nov 8, 2002 · Amount on File |
| Prior Sale | Aug 4, 1994 |
| Deed Document Number | 0000139462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4448 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4432 SUMMIT RIDGE DR, DAYTON, OH 45424-4477 |
| Document Number | 0000064129 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 202300064129 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,780 Land $14,390 Building $54,390 | ||
| 2024 | $4,028.00 (+3.2%) | ||
| 2023 | $3,903.00 (+10.47%) | $68,780 (+37.01%) Land $14,390 Building $54,390 | $196,500 Land $41,100 Building $155,400 |
| 2022 | $3,533.00 | $50,200 Land $10,500 Building $39,700 | |
| 2020 | $143,430 Land $30,000 Building $113,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4448 Summit Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4448 Summit Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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