4460 S Cobblestone St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4460 S Cobblestone St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,512 sqft · built 2005
Lot Size	0.212 acres (9,225 sqft)
Owner	Company Name on File
Last Sale	$300,834 (Aug 2005)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Dec 2017 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`304-57-421`

Property Details

APN / Parcel Number

Primary APN	`304-57-421`
Alternative APN	`304574216`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	2,512 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,225 sqft (0.212 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	344 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4460 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85297-4588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	6E
Legal Township	2S
Legal Section	8
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	407
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2018
Census Tract	815901

Owner

4460 S Cobblestone St is owned by a company that acquired it in July 2020.

Source: Maricopa County records, as of April 10, 2026

Owner of Record	Company Name on File
Mailing Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUWEST CU
Dec 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage SIR MORTGAGE & FINANCE OF ARIZONA INC
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 12, 2023	Intrafamily Transfer, Transfer
Jun 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2018	Quit Claim Deed, Transfer · VA Mortgage USAA
Feb 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2005 · Amount on File
Deed Sale	Aug 25, 2005 · Amount on File
Deed Document Number	20051237399
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000304131
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588

Mortgage

Document Number	0000425073
Date	Apr 15, 2021
Instrument	20210425073

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891224
Date	Dec 1, 2017
Instrument	2017-0891224

Lender

Name	SIR MORTGAGE & FINANCE OF ARIZONA INC
Type	Mortgage Company
Address	PHOENIX, AZ 85018

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588

Mortgage

Document Number	0000790200
Date	Aug 26, 2020
Instrument	20200790200

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 12, 2023
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Document Number	0000304131
Map Reference	MB 575 PG 8
Instrument Date	Jul 1, 2020
Instrument	20230304131
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 10, 2020
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Document Number	0000504013
Instrument Date	Jun 1, 2020
Instrument	504013
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 S COBBLESTONE ST GILBERT AZ 852974588, GILBERT, AZ 85297-4588

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 27, 2018
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Document Number	0000323698
Instrument Date	Mar 1, 2018
Instrument	323698
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18930 E MOCKINGBIRD DR QUEEN CREEK AZ 851426871, QUEEN CREEK, AZ 85142-6871

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 18, 2018
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Document Number	0000042310
Instrument Date	Jan 11, 2018
Instrument	42310
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	MAGNUS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 S COBBLESTONE ST GILBERT AZ 852974588, GILBERT, AZ 85297-4588

Mortgage

Document Number	42311
Date	Jan 18, 2018
Instrument	42311

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 2, 2018
Property Address	4460 S COBBLESTONE ST, GILBERT, AZ 85297-4588
Document Number	0000085253
Instrument Date	Jan 1, 2018
Instrument	85253
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18930 E MOCKINGBIRD DR QUEEN CREEK AZ 851426871, QUEEN CREEK, AZ 85142-6871

Tax Assessment & Valuation

The 2025 property tax bill for 4460 S Cobblestone St was $2,814.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,710 (+63.16%)	$577,100 (+3.89%) Land $115,400 Building $461,700
2025	$2,814.00	$35,370 (-40.25%)	$555,500 (-6.17%) Land $111,100 Building $444,400
2024		$59,200	$592,000 Land $118,400 Building $473,600
2023	$3,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4460 S Cobblestone St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4460 S Cobblestone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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