4457 S Cobblestone St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4457 S Cobblestone St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,512 sqft · built 2005
Lot Size	0.186 acres (8,094 sqft)
Owner	2 Company Names on Record
Last Sale	$295,000 (Aug 2013)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-57-340`

Property Details

APN / Parcel Number

Primary APN	`304-57-340`
Alternative APN	`304573406`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	2,512 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,094 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces
Pool Area	310 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4457 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85297-4589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	6E
Legal Township	2S
Legal Section	8
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	326
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	815901

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4457 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 14, 2021	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2013 · Amount on Record
Deed Sale	Aug 19, 2013 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Document Number	2013752084
Last Transfer Date	Aug 13, 2024
Transfer Doc	0000429773
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4457 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 S COBBLESTONE ST, GILBERT, AZ 85297-4589

Mortgage

Document Number	0000799283
Date	Oct 26, 2022
Instrument	20220799283

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2027

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4457 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000587663
Date	Jul 1, 2020
Instrument	20200587663

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 14, 2021
Property Address	4457 S COBBLESTONE ST, GILBERT, AZ 85297-4589
Document Number	0000046874
Instrument Date	Dec 11, 2020
Instrument	46874
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4457 S COBBLESTONE ST GILBERT AZ 852974589, GILBERT, AZ 85297-4589

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,450 (+72.34%)	$564,500 (+3.96%) Land $112,900 Building $451,600
2025	$2,592.00 (+7.2%)	$32,755 (-43.34%)	$543,000 (-6.07%) Land $108,600 Building $434,400
2024		$57,810	$578,100 Land $115,600 Building $462,500
2022	$2,418.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S Cobblestone St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures