446 Spruce Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 446 Spruce Cir, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,038 sqft · built 1977
Lot Size0.129 acres (5,619 sqft)
Owner2 Company Names on Record
Last Sale$605,000 (Aug 2024)
Tax Bill$8,015 (2025)
Flood ZoneZone AE (high risk)
APN017-417-14

Property Details

APN / Parcel Number

Primary APN017-417-14
Alternative APN
  • 017-417-14-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,038 sqft Living Area
Gross Area1,414 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2010
Construction TypeWood
Roof MaterialOther
Lot Area5,619 sqft (0.129 acres)
Garage TypeAttached
Garage Area376 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address446 SPRUCE CIR
CityWATSONVILLE
StateCA
Zip95076-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBAY VILLAGE SUB #4 TR #653
Legal Lot Number370
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2024
Census Tract110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2907 E LAKE AVE, WATSONVILLE, CA 95076-1425
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2024 · Amount on Record
Deed SaleAug 7, 2024 · Amount on Record
Prior SaleAug 15, 2014 · Amount on Record
Deed Document Number202415006
Prior Transfer DateJul 31, 2024
Prior Transfer Doc0000015005
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$617,100 (+2%) Land $431,970 Building $185,130
2025$8,015.00 (+63.04%)$605,000 (+54.04%) Land $423,500 Building $181,500
2023$4,916.00 (+1.89%)$392,762 Land $259,916 Building $132,846$450,090
2022$4,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Spruce Cir

Nearby Streets

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