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434 Spruce Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 434 Spruce Cir, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,070 sqft · built 1977
Lot Size0.091 acres (3,964 sqft)
Owner2 Company Names on Record
Last Sale$424,000 (Aug 2005)
Tax Bill$7,615 (2025)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone AE (high risk)
APN017-417-11

Property Details

APN / Parcel Number

Primary APN017-417-11
Alternative APN
  • 017-417-11-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,070 sqft Living Area
Gross Area1,446 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1995
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,964 sqft (0.091 acres)
Garage TypeAttached
Garage Area376 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address434 SPRUCE CIR
CityWATSONVILLE
StateCA
Zip95076-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBAY VILLAGE 04 TR 653
Legal Lot Number367
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2024
Census Tract110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5280 FAIRVIEW RD, HOLLISTER, CA 95023-9009
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2005 · Amount on Record
Deed SaleAug 19, 2005 · Amount on Record
Prior SaleJul 2, 2003 · Amount on Record
Deed Document Number200558331
Last Transfer DateDec 11, 2024
Transfer Doc0000025989
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 14, 2026
Property Address434 SPRUCE CIR, WATSONVILLE, CA 95076-3636
Document Number0000010959
Instrument DateMay 11, 2026
Instrument202610959
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address5280 FAIRVIEW RD, HOLLISTER, CA 95023-9009

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$591,022 (+2%) Land $354,614 Building $236,408
2025$7,615.00 (+12.92%)$579,433 (+4.04%) Land $347,660 Building $231,773
2023$6,744.00 (+7.32%) Homeowner's exemption$556,933 Land $334,160 Building $222,773$456,210
2022$6,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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