Santa Cruz County property record for 458 Spruce Cir, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,038 sqft · built 1977 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,000 (Jun 2015) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jun 2022 Transfer + 4 more |
| Flood Zone | Zone AH (high risk) |
| APN | 017-417-17 |
| Primary APN | 017-417-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 1,414 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,973 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 376 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 458 SPRUCE CIR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 653 |
| Legal Subdivision | BAY VILLAGE SUB #4 TR #653 |
| Legal Tract | 653 |
| Legal Lot Number | 373 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 110102 |
Source: Santa Cruz County records · APN 017-417-17
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jun 21, 2022 | Intrafamily Transfer, Transfer |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GO WEST VENTURES LLC |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2015 · Amount on Record |
| Deed Sale | Jun 03, 2015 · Amount on Record |
| Prior Sale | Oct 13, 1994 · Amount on Record |
| Deed Document Number | 201521725 |
| Last Transfer Date | Jun 11, 2022 |
| Transfer Doc | 0000018714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Document Number | 0000011704 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023-0011704 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 21, 2022 |
| Property Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Document Number | 0000018714 |
| Map Reference | VOL 58 PG 39 |
| Instrument Date | Jun 11, 2022 |
| Instrument | 2022-0018714 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 458 SPRUCE CIR, CORRALITOS, CA 95076-3636 |
| Document Number | 0000015315 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-0015315 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 04, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Document Number | 0000035606 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-0035606 |
| Name | GO WEST VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | APTOS, CA 95003 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Document Number | 0000043601 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-0043601 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 458 SPRUCE CIR, WATSONVILLE, CA 95076-3636 |
| Document Number | 0000003335 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021-0003335 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,254 (+2%) Land $272,515 Building $146,739 | ||
| 2025 | $5,465.00 (+13.36%) Homeowner's exemption | $411,033 (+4.04%) Land $267,171 Building $143,862 | |
| 2023 | $4,821.00 (+1.9%) Homeowner's exemption | $395,072 Land $256,797 Building $138,275 | $445,500 |
| 2022 | $4,731.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 19 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4410011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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