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446 S Five Forks Rd, Monroe, VA 24574 Property Records

Amherst County property record for 446 S Five Forks Rd, Monroe, VA 24574 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,676 sqft · built 1959
Lot Size2.48 acres (108,247 sqft)
Owner2 Individual Names on File
Last Sale$360,700 (Apr 2025)
Tax Bill$1,674 (2026)
Deeds & MortgagesMar 2026 Transfer
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APN137 A 112

Property Details

APN / Parcel Number

Primary APN137 A 112

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,676 sqft Living Area
1st Floor Area1,676 sqft
Basement Area1,676 sqft
Unfinished Basement1,676 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area108,247 sqft (2.48 acres)
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area322 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address446 S FIVE FORKS RD
CityMONROE
StateVA
Zip24574-2752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEAR MONROE ON RT 671 137 A 112
JurisdictionAMHERST VA
Township / Civil Division3
Census Block Group1
Census Block1005
Census Tract10300

Owner

Source: Amherst County records · APN 137 A 112

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address446 S FIVE FORKS RD, MONROE, VA 24574-2752
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Intrafamily Transfer, Transfer
Nov 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2025 · Amount on Record
Deed SaleApr 29, 2025 · Amount on Record
Prior SaleMay 15, 2012 · Amount on Record
Deed Document Number20251223
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionAMHERST VA
Recording DateMar 06, 2026
Property Address446 S FIVE FORKS RD, MONROE, VA 24574-2752
Document Number0260000662
Map ReferenceMB Q PG 221
Instrument DateFeb 19, 2026
Instrument260000662
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address446 S FIVE FORKS RD, MONROE, VA 24574-2752

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST VA
Property Address446 S FIVE FORKS RD, MONROE, VA 24574-2752
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200003877
DateNov 10, 2020
Instrument200003877
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term354 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAmherst County
Unified School DistrictAmherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,674.00 (+56.59%)$175,400 (-) Land $32,400 Building $143,000$299,100 (+70.52%) Land $38,900 Building $260,200
2025$1,069.00
2024$175,400 (-) Land $32,400 Building $143,000$175,400 (-) Land $32,400 Building $143,000
2023$1,069.00$175,400 Land $32,400 Building $143,000$175,400 Land $32,400 Building $143,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510090103001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1996)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 1996, rainfall accumulation, Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire RiskModerate
above 40% of the US · above 66% of Virginia
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Central Virginia Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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