438 S Five Forks Rd, Monroe, VA 24574 Property Records

Amherst County property record for 438 S Five Forks Rd, Monroe, VA 24574

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,700 sqft · built 1953
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Sep 2019)
Tax Bill$1,058 (2026)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN123 A 33

Property Details

APN / Parcel Number

Primary APN123 A 33

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area1,699 sqft
Basement Area1,133 sqft
Unfinished Basement1,133 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
PorchSlab
Deck AreaDeck Area
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address438 S FIVE FORKS RD
CityMONROE
StateVA
Zip24574-2752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT NEAR MONROE 123 A 33
JurisdictionAMHERST VA
Township / Civil Division3
Census Block Group1
Census Block1005
Census Tract10300

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address438 S FIVE FORKS RD, MONROE, VA 24574-2752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2019 · Amount on Record
Deed SaleSep 25, 2019 · Amount on Record
Deed Document Number20192729
Record UpdatedSep 20, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAMHERST VA
Recording DateSep 25, 2019
Property Address438 S FIVE FORKS RD, MONROE, VA 24574-2752
Document Number0190002729
Instrument DateSep 19, 2019
Instrument190002729
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190002730
DateSep 25, 2019
Instrument190002730
Lender
NameBANK OF THE JAMES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAmherst County
Unified School DistrictAmherst County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,058.00 (+52.89%)$113,600 (-) Land $20,000 Building $93,600$189,000 (+66.37%) Land $24,000 Building $165,000
2025$692.00
2024$113,600 (-) Land $20,000 Building $93,600$113,600 (-) Land $20,000 Building $93,600
2023$692.00$113,600 Land $20,000 Building $93,600$113,600 Land $20,000 Building $93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 70% of Virginia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMHERST CO SERVICE AUTHORITY (ACSA)
serves 14,799 people · EPA ID VA5009250
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Five Forks Rd

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