442 S Five Forks Rd, Monroe, VA 24574 Property Records

Amherst County property record for 442 S Five Forks Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,264 sqft · built 2003
Lot Size	25.9 acres (1,130,992 sqft)
Owner	Individual Name on File
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Mar 2011 Line of Credit Jul 2010 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137 A 113 137B 1 B 1-17`

Property Details

APN / Parcel Number

Primary APN	`137 A 113 137B 1 B 1-17`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	2,264 sqft
Basement Area	2,264 sqft
Unfinished Basement	2,264 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	1,130,992 sqft (25.9 acres)
Garage Type	Detached
Garage Area	2,500 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	442 5TH ST
City	MADISON HEIGHTS
State	VA
Zip	24572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEAR MONROE ON RT 671 & LOTS 1 -17 MTN VIEW ADD 137 A
Legal Subdivision	MTN VIEW ADD
Legal Lot Number	1-17
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	10300

Owner

442 S Five Forks Rd is owned by an individual who acquired it in March 2026.

Source: Amherst County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 165, MONROE, VA 24574-0165
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2011	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Jul 7, 2010	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Apr 24, 2026	Transfer on Death Deed, Transfer · Line of Credit BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000001198
Record Updated	Sep 20, 2026

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	442 5TH ST, MADISON HEIGHTS, VA 24572
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001183/408
Date	Mar 7, 2011
Book Page	1183/408
Instrument	000340080014

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	MADISON HEIGHTS, VA 24572

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	442 5TH ST, MADISON HEIGHTS, VA 24572
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001167/421
Date	Jul 7, 2010
Book Page	1167/421
Instrument	00299400014

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	MADISON HEIGHTS, VA 24572

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 24, 2026
Property Address	442 S FIVE FORKS RD, MONROE, VA 24574-2752
Document Number	0000001198
Instrument Date	Mar 25, 2026
Instrument	20261198
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001197,
Date	Apr 24, 2026
Instrument	20261197

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 442 S Five Forks Rd was $2,546.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,500 Land $42,500 Building $375,000	$626,000 Land $48,000 Building $578,000
2025	$2,546.00
2024		$489,900 (-) Land $114,900 Building $375,000	$489,900 (-) Land $114,900 Building $375,000
2023	$2,546.00	$489,900 Land $114,900 Building $375,000	$489,900 Land $114,900 Building $375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 S Five Forks Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 S Five Forks Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Firefly Fiber Broadband, Verizon.

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