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446 Ridgewood Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 446 Ridgewood Dr, Martinez, CA 94553

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,470 sqft · built 1978
Lot Size0.181 acres (7,875 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jul 2012)
Tax Bill$6,645 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN161-113-011-1

Property Details

APN / Parcel Number

Primary APN161-113-011-1
Alternative APN
  • 161-113-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area1,470 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Lot Area7,875 sqft (0.181 acres)
Garage TypeAttached
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address446 RIDGEWOOD DR
CityMARTINEZ
StateCA
Zip94553-4131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionT05056 L0011 B
Legal SubdivisionSUBDIVISION 5056
Legal Tract05056
Legal Lot Number11
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3004
Census Tract320004

Owner

Source: Contra Costa County records · APN 161-113-011-1

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address446 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2012 · Amount on Record
Deed SaleJul 27, 2012 · Amount on Record
Prior SaleFeb 18, 2005 · Amount on Record
Deed Document Number2012178635
Prior Transfer DateSep 27, 1993
Prior Transfer Doc0000276797
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address446 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
Transaction TypeMortgage
Record UpdatedNov 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087915
DateJun 11, 2019
Instrument2019-087915
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address446 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 RIDGEWOOD DR, MARTINEZ, CA 94553-4131

Mortgage

Document Number0000127845
DateAug 17, 2022
Instrument2022-127845
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMartinez City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$502,409 (+2%) Land $226,084 Building $276,325
2025$6,645.00 (+4.96%) Homeowner's exemption$492,558 (+4.04%) Land $221,651 Building $270,907
2023$6,331.00 (+1.93%) Homeowner's exemption$473,434 Land $213,045 Building $260,389
2022$6,211.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimOct 1979 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Radiate Holdings, T-Mobile USA.

Based on FCC filings for 537 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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