445 Ridgewood Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 445 Ridgewood Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 1979
Lot Size	0.182 acres (7,935 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Nov 1993)
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Aug 2017 Reverse Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-112-027-8`

Property Details

APN / Parcel Number

Primary APN	`161-112-027-8`
Alternative APN	`161-112-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
1st Floor Area	1,721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,935 sqft (0.182 acres)
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 RIDGEWOOD DR
City	MARTINEZ
State	CA
Zip	94553-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	T05245 L0003 B
Legal Subdivision	SUBDIVISION 5245
Legal Tract	05245
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3003
Census Tract	320004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	445 RIDGEWOOD DR, MARTINEZ, CA 94553-4130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · Reverse Mortgage 1ST NATIONWIDE MORTGAGE CORP
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 1993 · Amount on Record
Deed Sale	Nov 19, 1993 · Amount on Record
Deed Document Number	1993330209
Deed Book / Page	19182 / 919
Last Transfer Date	Sep 23, 2014
Transfer Doc	0000184915
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	445 RIDGEWOOD DR, MARTINEZ, CA 94553-4130
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148849
Date	Aug 17, 2017
Instrument	2017-148849

Lender

Name	1ST NATIONWIDE MORTGAGE CORP
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Sep 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	445 RIDGEWOOD DR, MARTINEZ, CA 94553-4130
Document Number	0000148850
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	445 RIDGEWOOD DR MARTINEZ CA 945534130, MARTINEZ, CA 94553-4130

Mortgage

Document Number	0000148850
Date	Aug 17, 2017
Instrument	148850

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.59%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,046 (+2%) Land $166,416 Building $223,630
2025	$5,411.00 (+5.23%) Homeowner's exemption	$382,399 (+4.04%) Land $163,153 Building $219,246
2023	$5,142.00 (+2.17%) Homeowner's exemption	$367,552 Land $156,818 Building $210,734
2022	$5,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Oct 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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