440 Ridgewood Dr, Martinez, CA 94553 Property Records

Contra Costa County property record for 440 Ridgewood Dr, Martinez, CA 94553

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,703 sqft · built 1978
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Oct 2021)
Tax Bill	$8,056 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-113-010-3`

Property Details

APN / Parcel Number

Primary APN	`161-113-010-3`
Alternative APN	`161-113-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	2,181 sqft
1st Floor Area	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 RIDGEWOOD DR
City	MARTINEZ
State	CA
Zip	94553-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	T05056 L0010 B
Legal Subdivision	SUBDIVISION 5056
Legal Tract	05056
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	320004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Oct 21, 2021	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAFEAMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Mar 26, 2003 · Amount on Record
Deed Document Number	2021296487
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	0000208853
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 13, 2026
Property Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
Document Number	0000036563
Instrument Date	Apr 6, 2026
Instrument	202636563
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131

Mortgage

Document Number	0000036563,
Date	Apr 13, 2026
Instrument	202636563

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2056

Interest

Rate	6%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131

Mortgage

Document Number	0000183188
Date	Aug 26, 2020
Instrument	2020-183188

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Sep 1, 2028

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 21, 2021
Property Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
Document Number	0000296487
Map Reference	MB 206 PG 5
Instrument Date	Oct 20, 2021
Instrument	2021-296487
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131

Mortgage

Document Number	0000296488
Date	Oct 21, 2021
Instrument	2021-296488

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	440 RIDGEWOOD DR, MARTINEZ, CA 94553-4131
Document Number	0000014241
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	440 RIDGEWOOD DR MARTINEZ CA 945534131, MARTINEZ, CA 94553-4131

Mortgage

Document Number	0000014241
Date	Jan 24, 2017
Instrument	14241

Lender

Name	SAFEAMERICA FCU
Type	Credit Union
Address	PLEASANTON, CA 94588-1269

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Martinez City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,757 (+2%) Land $420,653 Building $210,104
2025	$8,056.00 (+4.76%) Homeowner's exemption	$618,390 (+4.04%) Land $412,405 Building $205,985
2023	$7,690.00 (+1.72%) Homeowner's exemption	$594,380 Land $396,392 Building $197,988
2022	$7,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Oct 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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