Broadwater County property record for 446 Ray Creek Rd, Townsend, MT 59644
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1997 |
| Lot Size | 20.8 acres (908,313 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $89 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R437323 |
| Primary APN | R437323 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 908,313 sqft (20.8 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0007001150 |
|---|---|
| Street Address | 446 RAY CREEK RD |
| City | TOWNSEND |
| State | MT |
| Zip | 59644-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S04, T07 N, R03 E, C.O.S. 1-326, ACRES 20.852, TRACT B, IN W2SW4 |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 04 |
| Jurisdiction | BROADWATER MT |
| Township / Civil Division | TOWNSEND EAST |
| Census Block Group | 2 |
| Census Block | 2116 |
| Census Tract | 200 |
Source: Broadwater County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 774, TOWNSEND, MT 59644-0774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2003 |
| Deed Sale | Apr 24, 2003 |
| Deed Book / Page | 67 / 97 |
| Record Updated | Sep 20, 2026 |
Source: Broadwater County assessment roll, as of August 20, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Broadwater County |
| Unified School District | Townsend K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89.00 (-74.79%) Disabled Person's exemption Veteran's exemption | $391,646 (-) | |
| 2025 | $353.00 (+32.21%) | $391,646 (+25.11%) | $391,646 (+25.11%) Land $123,906 Building $267,740 |
| 2023 | $267.00 | $313,033 | $313,033 Land $51,093 Building $261,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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