375 Nickajack Trl, Monteagle, TN 37356 Property Records

Grundy County property record for 375 Nickajack Trl, Monteagle, TN 37356

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,802 sqft · built 1986
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2026)
Tax Bill	$399 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031100 05509`

Property Details

APN / Parcel Number

Primary APN	`031100 05509`
Alternative APN	`100 05509`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	123,275 sqft (2.83 acres)

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Shed	1 Shed
Shed Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	375 NICKAJACK TRL
City	MONTEAGLE
State	TN
Zip	37356-6611
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	LAY/NICKAJACK TRAIL S/D 2
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2071
Census Tract	955100

Owner

375 Nickajack Trl, a mobile home, is owned and occupied by two individuals who bought it in April 2026.

Source: Grundy County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 NICKAJACK TRL, MONTEAGLE, TN 37356-6611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN VALLEY BANK
Apr 2, 2026	Warranty Deed, Transfer · Line of Credit ASCEND FEDERAL CREDIT UNION
Nov 6, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Deed Document Number	2026114555
Deed Book / Page	1165 / 1416
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	001136/557
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Recording Date	Sep 21, 2026
Property Address	375 NICKAJACK TRL, MONTEAGLE, TN 37356-6611
Document Number	0000116073
Book / Page	1167 / 2747
Instrument Date	Sep 2, 2026
Instrument	2026116073
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116073,
Date	Sep 21, 2026
Book Page	1167/2747
Instrument	2026116073

Lender

Name	MOUNTAIN VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Apr 2, 2026
Property Address	375 NICKAJACK TRL, MONTEAGLE, TN 37356-6611
Document Number	0000114555
Book / Page	1165 / 1416
Instrument Date	Mar 31, 2026
Instrument	2026114555
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	A TITLE AND ESCROW, A+ TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,058.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 NICKAJACK TRL, MONTEAGLE, TN 37356-6611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000114556,
Date	Apr 2, 2026
Instrument	2026114556

Lender

Name	ASCEND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY TN
Recording Date	Nov 6, 2025
Property Address	375 NICKAJACK TRL, MONTEAGLE, TN 37356-6611
Document Number	01163/1926
Book / Page	1163 / 1926
Instrument Date	Nov 6, 2025
Instrument	113359
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 NICKAJACK TRL, MONTEAGLE, TN 37356-6611

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRUNDY TN
Recording Date	Aug 9, 2021
Property Address	375 NICKAJACK TRL, MONTEAGLE, TN 37356-6611
Document Number	001136/557
Book / Page	1136 / 557
Map Reference	CAB 2 ENV 767
Instrument Date	Jul 30, 2021
Instrument	100592
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 375 Nickajack Trl was $399.

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00	$27,975 (-) Land $10,700 Building $17,275
2024	$399.00 (+1.53%)	$27,975 (+1.45%) Land $10,700 Building $17,275
2023	$393.00 (+2.08%)	$27,575 (+58.71%) Land $10,700 Building $16,875
2022	$385.00	$17,375 Land $7,000 Building $10,375	$69,500 Land $28,000 Building $41,500
2020			$111,900 Land $42,800 Building $69,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 375 Nickajack Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Nickajack Trl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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