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446 Main St, Andrews, NC 28901 Property Records

Cherokee County property record for 446 Main St, Andrews, NC 28901

Property Summary

Property TypeMotel
Details2,600 sqft · built 1989
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Aug 2024)
Tax Bill$1,051 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN555615634087000

Property Details

APN / Parcel Number

Primary APN555615634087000
Alternative APNs
  • 45905
  • 63530

Interior

Plumbing Fixtures25 Plumbing Fixtures
Units8 Units
Stories1 Story
Building Area2,600 sqft Heated Area
Gross Area3,128 sqft
1st Floor Area2,600 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeWood
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions115 ft deep x 126 ft wide
PorchSlab
Porch Area128 sqft
Canopy400 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number63530
Street Address446 MAIN ST
CityANDREWS
StateNC
Zip28901-9648
Property CategoryCommercial
Property TypeCommercial > Retail > Motel
Local Zoning CodeHB
Legal DescriptionFR 1322 MAIN STREET LLC 1580/1067
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group3
Census Block3022
Census Tract930101

Owner

Source: Cherokee County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6707 1ST AVE S, SAINT PETERSBURG, FL 33707-1350
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Aug 17, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Deed Document Number20244325
Deed Book / Page1763 / 272
Prior Transfer DateJul 10, 2017
Prior Transfer Doc01567/0221
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Recording DateApr 9, 2026
Property Address446 MAIN ST, ANDREWS, NC 28901-9648
Document Number0000001660
Book / Page1799 / 12
Instrument DateApr 3, 2026
Instrument20261660
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000001660,
DateApr 9, 2026
Book Page1799/12
Instrument20261660
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 2, 2031
Interest
Rate6%
Max Rate-1%

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateAug 17, 2017
Property Address446 MAIN ST, ANDREWS, NC 28901-9648
Document Number01567/0221
Book / Page01567 / 0221
Instrument DateJul 10, 2017
Instrument03640
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address75 BETTIS CIR, 75, ANDREWS, NC 28901-7534

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 BETTIS CIR, ANDREWS, NC 28901-7534

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAndrews Town
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,051.00$172,320 (-)$172,320 (-) Land $27,900 Building $144,420
2023$172,320$172,320 Land $27,900 Building $144,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ANDREWS
serves 3,284 people · EPA ID NC0120020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
RiverStreet Networks
Fixed Wireless		25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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