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405 Main St, Andrews, NC 28901 Property Records

Cherokee County property record for 405 Main St, Andrews, NC 28901

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,842 sqft · built 1944
Lot Size11.8 acres (517,928 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jun 2017)
Tax Bill$1,427 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN555615645302000

Property Details

APN / Parcel Number

Primary APN555615645302000
Alternative APN
  • 45907

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,842 sqft Heated Area
Gross Area2,560 sqft
1st Floor Area1,662 sqft
AtticAttic
Attic Area180 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1965
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area517,928 sqft (11.8 acres)
Lot Width15 ft Width
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area390 sqft
Deck Area328 sqft
Shed1 Shed
Shed Area1,480 sqft
Stable680 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number45907
Street Address405 MAIN ST
CityANDREWS
StateNC
Zip28901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionFR MINTZ & ORTON 620/61 1445/601
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group3
Census Block3013
Census Tract930101

Owner

405 Main St is owned by two individuals who bought it in June 2017.

Source: Cherokee County records, as of October 10, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1235, ANDREWS, NC 28901-1235
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2017 · Amount on File
Deed SaleJun 29, 2017 · Amount on File
Deed Document Number20172821
Deed Book / Page1563 / 842
Prior Transfer DateAug 27, 2012
Prior Transfer Doc1445/0601
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 29, 2017
Property Address405 MAIN ST, ANDREWS, NC 28901
Document Number01563/0842
Book / Page01563 / 0842
Instrument DateJun 29, 2017
Instrument02821
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5521 TIMBER HILL RD, BIRMINGHAM, AL 35242-3535

Mortgage

Document Number02822
DateJun 29, 2017
Instrument02822
Lender
NameJAMES MINTZ
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term8 Months
DueJan 31, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 405 Main St was $1,427.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAndrews Town
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,427.00$162,210$303,780 Land $168,840 Building $134,940
2023$139,770$281,340 Land $168,840 Building $112,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Main St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ANDREWS
serves 3,284 people · EPA ID NC0120020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
RiverStreet Networks
Fixed Wireless		25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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