Cherokee County property record for 432 Main St, Andrews, NC 28901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,250 sqft · built 1920 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,057 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 555615633160000 |
| Primary APN | 555615633160000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Heated Area |
| Upper Floors Area | 1,026 sqft |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 144 ft deep x 165 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 288 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 770100022580 |
|---|---|
| Street Address | 432 MAIN ST |
| City | ANDREWS |
| State | NC |
| Zip | 28901-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB |
| Legal Description | HYDE-LUTHER 26 5 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 930101 |
432 Main St is owned by an individual who acquired it in March 1982.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1305, ANDREWS, NC 28901-1305 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1982 |
| Deed Sale | Mar 1, 1982 |
| Deed Document Number | 0000044618 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 432 Main St was $1,057.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Andrews Town |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,057.00 | $145,410 | $145,410 Land $36,750 Building $108,660 |
| 2023 | $145,410 | $145,410 Land $36,750 Building $108,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Main St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Frontier, Peachtree Broadband Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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