446 Hill Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 446 Hill Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property TypeVacant Land > Agricultural
Bedrooms6 Beds
Bathrooms2.5 Baths
Architecture StyleColonial
Year BuiltBuilt 1900
Square Footage4,800 sqft Living Area
Lot Size4,748,040 sqft (109 acres)
Last Sale$67,000 (2018)
Tax Bill$10,438.00 (2024)

Property Details

APN / Parcel Number

Primary APN434400 54.-2-22.111
Alternative APNs
  • 43440005400000020220110000
  • 525J101516

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area4,800 sqft Living Area
1st Floor Area2,400 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood
Lot Area4,748,040 sqft (109 acres)
Lot Width990 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number525J101516
Street Address446 HILL RD
CityCOBLESKILL
StateNY
Zip12043-6205
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal DescriptionF
Legal Block2
Legal Lot Number22.111
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4013
Census Tract740400

Owner

Source: Schoharie County and Seward Town records · APN 434400 54.-2-22.111

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address333 LAWYERSVILLE RD, COBLESKILL, NY 12043-6306
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2007Deed of Trust, Mortgage
BANK OF RICHMONDVILLE
Jun 07, 2012Deed of Trust, Mortgage
BANK OF RICHMONDVILLE
Aug 25, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
BROADVIEW FCU
Nov 26, 2012Deed of Trust, Mortgage
BANK OF RICHMONDVILLE
Nov 20, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2018 · Amount on Record
Deed SaleNov 20, 2018 · Amount on Record
Deed Document Number2018753550
Deed Book / Page1081 / 81
Last Transfer DateOct 23, 2020
Transfer Doc001123/220
Record UpdatedJun 08, 2026

November 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address446 HILL RD, COBLESKILL, NY 12043-6205
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001287/0000000236
DateNov 29, 2007
Book Page0000001287/0000000236
Instrument0000478347
Lender
NameBANK OF RICHMONDVILLE
TypeBank
Agreement
AmountAmount Recorded

June 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address446 HILL RD, COBLESKILL, NY 12043-6205
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001531/0000000089
DateJun 07, 2012
Book Page0000001531/0000000089
Instrument0000633994
Lender
NameBANK OF RICHMONDVILLE
TypeBank
Agreement
AmountAmount Recorded

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address446 HILL RD, COBLESKILL, NY 12043-6205
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002125/164
DateAug 25, 2025
Book Page2125/164
Instrument829627
Lender
NameBROADVIEW FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueSep 01, 2035
Interest
Rate TypeAdjustable Rate

November 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address446 HILL RD, COBLESKILL, NY 12043-6205
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001560/0000000079
DateNov 26, 2012
Book Page0000001560/0000000079
Instrument0000639703
Lender
NameBANK OF RICHMONDVILLE
TypeBank
Agreement
AmountAmount Recorded

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateNov 20, 2018
Property Address446 HILL RD, COBLESKILL, NY 12043-6205
Document Number0001081/81
Book / Page1081 / 81
Instrument DateSep 20, 2018
Instrument000000753550
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 HILL RD, COBLESKILL, NY 12043-6205

Tax Assessment & Valuation

Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$118,900 (-45.78%) Land $118,900$290,000 (-33.88%) Land $290,000
2024$10,438.00 (+9.29%)
2023$219,300 Land $129,800 Building $89,500$438,600 Land $259,600 Building $179,000
2020$9,551.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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