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227 Hill Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 227 Hill Rd, Cobleskill, NY 12043

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,853 sqft · built 1970
Lot Size12 acres (522,720 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jan 2018)
Tax Bill$8,098 (2026)
Deeds & MortgagesJan 2018 Sale
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN434400 54.-2-10

Property Details

APN / Parcel Number

Primary APN434400 54.-2-10
Alternative APNs
  • 440005400000020100000000
  • 525J101387

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,853 sqft Living Area
1st Floor Area1,021 sqft
2nd Floor Area832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialWood
Lot Area522,720 sqft (12 acres)
Lot Width595 ft Width
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area330 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number525J101387
Street Address227 HILL RD
CityCOBLESKILL
StateNY
Zip12043-6221
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionR1
Legal Block2
Legal Lot Number10.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4050
Census Tract740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address227 HILL RD, COBLESKILL, NY 12043-6221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2018Quit Claim Deed, Transfer
Jan 23, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2018 · Amount on Record
Deed SaleJan 26, 2018 · Amount on Record
Prior SaleJan 23, 2018 · Amount on Record
Deed Document Number2018732184
Deed Book / Page1062 / 252
Prior Transfer DateJan 19, 2018
Prior Transfer Doc0000732184
Record UpdatedOct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHOHARIE NY
Recording DateJan 26, 2018
Property Address227 HILL RD, COBLESKILL, NY 12043-6221
Document Number001062/252
Book / Page1062 / 252
Instrument DateJan 19, 2018
Instrument000000732184
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 HILL RD, COBLESKILL, NY 12043-6221

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJan 23, 2018
Property Address227 HILL RD, COBLESKILL, NY 12043-6221
Document Number001062/205
Book / Page1062 / 205
Instrument DateJan 16, 2018
Instrument000000732007
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 WARD AVE, SCHENECTADY, NY 12304-1450

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,098.00 (+9.71%)
2025$7,381.00 (-37.36%)$144,000 (-) Land $25,900 Building $118,100$351,220 (+21.95%) Land $63,171 Building $288,049
2023$144,000 Land $25,900 Building $118,100$288,000 Land $51,800 Building $236,200
2020$11,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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