249 Hill Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 249 Hill Rd, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,001 sqft · built 1970
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$6,496 (2026)
Flood ZoneZone X (minimal risk)
APN434400 54.-2-9

Property Details

APN / Parcel Number

Primary APN434400 54.-2-9
Alternative APNs
  • 440005400000020090000000
  • 525J174022

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,001 sqft Living Area
1st Floor Area2,001 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area43,560 sqft (1 acres)
Lot Dimensions235 ft deep x 174 ft wide
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area460 sqft
Patio Area653 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number525J174022
Street Address249 HILL RD
CityCOBLESKILL
StateNY
Zip12043-6221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionHOUSE & LOT 174.87 X 235
Legal Block2
Legal Lot Number9.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4050
Census Tract740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address249 HILL RD, COBLESKILL, NY 12043-6221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,496.00 (+9.73%)
2025$5,920.00 (+15.81%)$115,500 (-) Land $10,100 Building $105,400$281,707 (+21.95%) Land $24,634 Building $257,073
2023$115,500 Land $10,100 Building $105,400$231,000 Land $20,200 Building $210,800
2020$5,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hill Rd

Nearby Streets

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