Kenton County property record for 446 Forest Ave, Erlanger, KY 41018 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,746 sqft Finished Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $166,500 (2020) |
| Tax Bill | $2,572.00 (2025) |
| Primary APN | 003-40-08-029.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,746 sqft Finished Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 150 ft x 53 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0034008029.00 |
|---|---|
| Street Address | 446 FOREST AVE |
| City | ERLANGER |
| State | KY |
| Zip | 41018-1652 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOREST HEIGHTS SEC 1 LOT 7 |
| Legal Subdivision | FOREST HEIGHTS |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 64300 |
Source: Kenton County records · APN 003-40-08-029.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 FOREST AVE, ERLANGER, KY 41018-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Nov 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN MTG SVC |
| Sep 05, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2020 · Amount on Record |
| Deed Sale | Nov 06, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2006 · Amount on Record |
| Deed Doc Number | 0000053829 |
| Deed Book / Page | 53 / 829 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 446 FOREST AVE, ERLANGER, KY 41018-1652 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 446 FOREST AVE, ERLANGER, KY 41018-1652 |
| Document Number | 0005900140 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | KCM 514/248 |
| Instrument | 23121405900140 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 06, 2020 |
| Property Address | 446 FOREST AVE, ERLANGER, KY 41018-1652 |
| Document Number | 0000000091 |
| Book / Page | 000053 / 000829 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 91 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2020 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 446 FOREST AVE ERLANGER KY 410181652, ERLANGER, KY 41018-1652 |
| Document Number | 92 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 00M122/000127 |
| Instrument | 92 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 446 FOREST AVE, ERLANGER, KY 41018-1652 |
| Document Number | 0000000092 |
| Instrument Date | Sep 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 446 FOREST AVE ERLANGER KY 410181652, ERLANGER, KY 41018-1652 |
| Document Number | 0000000092 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 000019/000964 |
| Instrument | 92 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,572.00 (+1.54%) | $195,000 (-) Land $25,000 Building $170,000 | $195,000 (-) Land $25,000 Building $170,000 |
| 2023 | $2,533.00 | $195,000 Land $25,000 Building $170,000 | $195,000 Land $25,000 Building $170,000 |
446 Forest Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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