444 Forest Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 444 Forest Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,349 sqft · built 1958
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Dec 2024)
Tax Bill$1,756 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN003-40-08-028.00

Property Details

APN / Parcel Number

Primary APN003-40-08-028.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,349 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions150 ft deep x 53 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address444 FOREST AVE
CityERLANGER
StateKY
Zip41018-1652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HEIGHTS SEC 1 LOT 6
Legal SubdivisionFOREST HEIGHTS
Legal Phase1
Legal Lot Number6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address444 FOREST AVE, ERLANGER, KY 41018-1652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Jun 11, 2020Deed of Trust, Mortgage · Line of Credit
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleAug 9, 2004 · Amount on Record
Deed Document Number2024121364
Deed Book / Page319 / 933
Last Transfer DateMar 28, 2025
Transfer Doc0000000131
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address444 FOREST AVE, ERLANGER, KY 41018-1652
Document Number0000000182
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address444 FOREST AVE ERLANGER KY 410181652, ERLANGER, KY 41018-1652

Mortgage

Document Number0000000182
DateJun 23, 2020
Book Page000M61/000635
Instrument182
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 22, 2035

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address444 FOREST AVE, ERLANGER, KY 41018-1652
Document Number0000000079
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address444 FOREST AVE ERLANGER KY 410181652, ERLANGER, KY 41018-1652

Mortgage

Document Number0000000079
DateJun 30, 2020
Book Page000064/000161
Instrument79
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 29, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,300 (-) Land $25,000 Building $157,300$182,300 (-) Land $25,000 Building $157,300
2025$1,756.00 (-25.84%) Homeowner's exemption$182,300 (-) Land $25,000 Building $157,300$182,300 (-) Land $25,000 Building $157,300
2023$2,368.00$182,300 Land $25,000 Building $157,300$182,300 Land $25,000 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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