Placer County property record for 446 Finley St, Auburn, CA 95603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1958 |
| Lot Size | 0.113 acres (4,923 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Construction Loan Oct 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-210-022-000 |
| Primary APN | 002-210-022-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 4,923 sqft (0.113 acres) |
| Street Address | 446 FINLEY ST |
|---|---|
| City | AUBURN |
| State | CA |
| Zip | 95603-5219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR LOT 8 BLK 16 |
| Legal Block | 16 |
| Legal Lot Number | 8 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | AUBURN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20401 |
446 Finley St is owned by a company that acquired it in September 2026.
Source: Placer County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5769 FEATHER RIVER BLVD, OLIVEHURST, CA 95961-6641 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 5, 2026 | Grant Deed, Transfer · Construction Mortgage TIER 2 FUNDING |
| Oct 5, 2026 | Affidavit, Transfer |
| Oct 5, 2026 | Gift Deed, Transfer ORANGE COAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2026 |
| Transfer Doc | 0000056926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Oct 5, 2026 |
| Property Address | 446 FINLEY ST, AUBURN, CA 95603-5219 |
| Document Number | 0000056927 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 202656927 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,663.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5769 FEATHER RIVER BLVD, OLIVEHURST, CA 95961-6641 |
| Investor | Possibly a Property Investor |
| Document Number | 0000056928, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202656928 |
| Name | TIER 2 FUNDING |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Oct 5, 2026 |
| Property Address | 446 FINLEY ST, AUBURN, CA 95603-5219 |
| Document Number | 0000056936 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202656936 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Oct 5, 2026 |
| Property Address | 446 FINLEY ST, AUBURN, CA 95603-5219 |
| Document Number | 0000056926 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202656926 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
The 2025 property tax bill for 446 Finley St was $2,185.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Auburn City |
| County | Placer County |
| Elementary School District | Auburn Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $122,530 (+2%) Land $42,247 Building $80,283 | |
| 2025 | $2,185.00 Homeowner's exemption | $120,128 Land $41,419 Building $78,709 |
| 2023 | $2,125.00 (+0.43%) Homeowner's exemption | $115,464 Land $39,811 Building $75,653 |
| 2022 | $2,116.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 446 Finley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1989 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Finley St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: DigitalPath, T-Mobile, Zeta Broadband.
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