445 Finley St, Auburn, CA 95603 Property Records

Placer County property record for 445 Finley St, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,584 sqft · built 1938
Lot Size	0.173 acres (7,528 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Dec 2015)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-210-009-000`

Property Details

APN / Parcel Number

Primary APN	`002-210-009-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,584 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,528 sqft (0.173 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	445 FINLEY ST
City	AUBURN
State	CA
Zip	95603-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR LOTS 25 26 LINDEN HGTS
Legal Subdivision	LINDEN HGTS
Legal Lot Number	25
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1013
Census Tract	20401

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	445 FINLEY ST, AUBURN, CA 95603-5218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · SBA Mortgage FUND EX SOLUTIONS GROUP LLC
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2015 · Amount on Record
Deed Sale	Dec 15, 2015 · Amount on Record
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Document Number	2015107586
Prior Transfer Date	Dec 12, 2002
Prior Transfer Doc	0000163111
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	445 FINLEY ST, AUBURN, CA 95603-5218
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 FINLEY ST, AUBURN, CA 95603-5218

Mortgage

Document Number	0000002284
Date	Jan 18, 2023
Instrument	2023-0002284

Lender

Name	FUND EX SOLUTIONS GROUP LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33324

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	445 FINLEY ST, AUBURN, CA 95603-5218
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106693
Date	Dec 31, 2019
Instrument	2019-0106693

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,457 (+2%) Land $96,592 Building $301,865
2025	$4,957.00 (+1.64%) Homeowner's exemption	$390,646 (+4.04%) Land $94,699 Building $295,947
2023	$4,877.00 (+0.47%) Homeowner's exemption	$375,479 Land $91,023 Building $284,456
2022	$4,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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