446 Fern Meadow Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 446 Fern Meadow Loop, #LO, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,086 sqft · built 1998
Lot Size	0.179 acres (7,790 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2020)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-1855-02-530`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-1855-02-530`
Alternative APNs	`282232185502530` `260519` `265365` `269911`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,086 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	2,086 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,790 sqft (0.179 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	446 FERN MEADOW LOOP, LO
City	OCOEE
State	FL
Zip	34761-4791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSS CREEK PHASE 2 37/16 LOT 253
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	CROSS CREEK PH 2
Legal Phase	2
Legal Tract	1855
Legal Block	2
Legal Lot Number	253
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2024
Census Tract	14814

Owner

Source: Orange County records · APN 32-22-28-1855-02-530

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	446 FERN MEADOW LOOP, OCOEE, FL 34761-4791
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2020 · Amount on Record
Deed Sale	Apr 07, 2020 · Amount on Record
Prior Sale	Jul 13, 2015 · Amount on Record
Deed Document Number	2020219837
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 07, 2020
Property Address	446 FERN MEADOW LOOP, OCOEE, FL 34761-4791
Document Number	0000219837
Instrument Date	Mar 12, 2020
Instrument	219837
Transaction Type	Transfer
Record Updated	May 06, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 FERN MEADOW LOOP OCOEE FL 347614791, OCOEE, FL 34761-4791

Mortgage

Document Number	219838
Date	Apr 07, 2020
Instrument	219838

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 06, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,776 (+2.7%)	$441,870 (-1.44%) Land $105,000 Building $336,870
2025	$5,556.00 (+6.27%) Homeowner's exemption	$335,712 (+5.99%)	$448,340 (+10.09%) Land $105,000 Building $343,340
2024	$5,228.00 (+3.42%)
2023	$5,055.00 (+3.12%) Homeowner's exemption	$316,749 (+3%)	$407,232 (+12.36%) Land $105,000 Building $302,232
2022	$4,902.00 Homeowner's exemption	$307,523	$362,423 Land $105,000 Building $257,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.