1. Home
  2. Florida
  3. Orange County
  4. Ocoee
  5. Fern Meadow Loop

439 Fern Meadow Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 439 Fern Meadow Loop, #LO, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,666 sqft · built 1997
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Apr 2020)
Tax Bill$4,571 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-22-28-1855-02-690

Property Details

APN / Parcel Number

Primary APN32-22-28-1855-02-690
Alternative APNs
  • 282232185502690
  • 260538
  • 265386
  • 269930

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,666 sqft Living Area
Gross Area2,315 sqft
1st Floor Area1,666 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area209 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address439 FERN MEADOW LOOP, LO
CityOCOEE
StateFL
Zip34761-4790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD-LD
Legal DescriptionCROSS CREEK PHASE 2 37/16 LOT 269
Legal Range28E
Legal Township22S
Legal Section32
Legal SubdivisionCROSS CREEK PH 2
Legal Phase2
Legal Tract1855
Legal Block2
Legal Lot Number269
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2025
Census Tract14814

Owner

Source: Orange County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address439 FERN MEADOW LOOP, OCOEE, FL 34761-4790
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleJun 20, 2006 · Amount on Record
Deed Document Number2020218508
Prior Transfer DateJan 6, 2015
Prior Transfer Doc0000051845
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 6, 2020
Property Address439 FERN MEADOW LOOP, OCOEE, FL 34761-4790
Document Number0000218508
Instrument DateApr 6, 2020
Instrument218508
Transaction TypeTransfer
Record UpdatedMay 4, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 FERN MEADOW LOOP OCOEE FL 347614790, OCOEE, FL 34761-4790

Mortgage

Document Number218509
DateApr 6, 2020
Instrument218509
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term432 Months
DueApr 5, 2056

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,009 (+2.7%)$370,040 (-1.22%) Land $105,000 Building $265,040
2025$4,571.00 (+7.07%) Homeowner's exemption$275,569 (+5.99%)$374,620 (+9.35%) Land $105,000 Building $269,620
2024$4,269.00 (+3.44%)
2023$4,127.00 (+3.25%) Homeowner's exemption$260,003 (+3%)$342,600 (+12.45%) Land $105,000 Building $237,600
2022$3,997.00 Homeowner's exemption$252,430$304,663 Land $105,000 Building $199,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims2 (2022–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Andrena, AT&T, Summit Broadband.

Nearby Properties on Fern Meadow Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures