446 E Side Trl, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 446 E Side Trl, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,669 sqft · built 2004
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,364 (2025)
Deeds & Mortgages	Feb 2020 Refinance Jan 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:020 L:008-14`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:020 L:008-14`
Alternative APNs	`M:020 L:008=14` `4242`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,669 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,406 sqft
Unfinished Basement	1,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	243,936 sqft (5.6 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4242
Street Address	446 E SIDE TRL
City	OAKLAND
State	ME
Zip	04963-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Subdivision	SUNSET RDG
Legal Lot Number	8-14
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	25001

Owner

Source: Kennebec County and Oakland Town records · APN OAKL M:020 L:008-14

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 E SIDE TRL, OAKLAND, ME 04963-4442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jan 07, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 19, 2016	Warranty Deed, Transfer
Jul 15, 2015	Warranty Deed, Transfer
Jul 13, 2015	Warranty Deed, Transfer · Commercial Mortgage BANGOR SAVINGS BANK
Aug 27, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2016
Deed Sale	Oct 19, 2016
Prior Sale	Jul 15, 2015
Deed Document Number	201625146
Deed Book / Page	12444 / 27
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	446 E SIDE TRL, OAKLAND, ME 04963-4442
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003823
Date	Feb 24, 2020
Book Page	13482/248
Instrument	2020003823

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	446 E SIDE TRL, OAKLAND, ME 04963-4442
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000502
Date	Jan 07, 2022
Book Page	14313/267
Instrument	2022000502

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Feb 01, 2035

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Oct 19, 2016
Property Address	446 E SIDE TRL, OAKLAND, ME 04963-4442
Document Number	0000025146
Book / Page	12444 / 27
Instrument	25146
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$65.97
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Jul 15, 2015
Property Address	446 E SIDE TRL, OAKLAND, ME 04963-4442
Document Number	0000016154
Book / Page	12039 / 0271
Instrument	000000016154
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Jul 13, 2015
Property Address	446 E SIDE TRL, OAKLAND, ME 04963-4442
Document Number	0000015930
Book / Page	12037 / 0087
Instrument	000000015930
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000015931
Date	Jul 13, 2015
Instrument	000000015931

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2030

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Aug 27, 2009
Property Address	446 E SIDE TRL, OAKLAND, ME 04963-4442
Document Number	0000024738
Book / Page	10195 / 0026
Instrument	000000024738
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,364.00 (+6.85%)	$663,500 (-) Land $81,400 Building $582,100
2024	$9,700.00 (+33.81%)	$663,500 (+31.8%) Land $81,400 Building $582,100
2023	$7,249.00 (-1%)	$503,400 (+18.25%) Land $81,400 Building $422,000	$840,560
2022	$7,322.00	$425,700 Land $74,000 Building $351,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), as of February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110250012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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