430 E Side Trl, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 430 E Side Trl, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 2012
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on File
Last Sale	$459,900 (Jan 2026)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Aug 2011 Mortgage Apr 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:020 L:008-16`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:020 L:008-16`
Alternative APN	`4584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,595 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	79,279 sqft (1.82 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	4584
Street Address	430 E SIDE TRL
City	OAKLAND
State	ME
Zip	04963-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	8-16
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	25001

Owner

Source: Kennebec County and Oakland Town assessment roll, APN OAKL M:020 L:008-16, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 NANCYS WAY, CANAAN, ME 04924-3341
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2011	Deed of Trust, Mortgage · Commercial Mortgage KENNEBEC FED S&L
Apr 17, 2012	Deed of Trust, Mortgage · Commercial Mortgage KENNEBEC FED S&L
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Deed Document Number	20261781
Deed Book / Page	15626 / 309
Record Updated	Sep 20, 2026

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	430 E SIDE TRL, OAKLAND, ME 04963-4442
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018061
Date	Aug 08, 2011
Book Page	10800/0247
Instrument	000000018061

Lender

Name	KENNEBEC FED S&L

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 08, 2041

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	430 E SIDE TRL, OAKLAND, ME 04963-4442
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008342
Date	Apr 17, 2012
Book Page	11009/0215
Instrument	000000008342

Lender

Name	KENNEBEC FED S&L

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2042

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Jan 30, 2026
Property Address	430 E SIDE TRL, OAKLAND, ME 04963-4442
Document Number	2026001781
Book / Page	15626 / 309
Instrument Date	Jan 30, 2026
Instrument	2026001781
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 NANCYS WAY, CANAAN, ME 04924-3341

Mortgage

Document Number	2026001782
Date	Jan 30, 2026
Instrument	2026001782

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$4,063.00 (+6.84%)	$260,100 (-) Land $52,200 Building $207,900
2024	$3,803.00 (+13.18%)	$260,100 (+11.49%) Land $52,200 Building $207,900
2023	$3,360.00 (-1.52%)	$233,300 (+17.59%) Land $52,200 Building $181,100
2022	$3,412.00	$198,400 Land $47,500 Building $150,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), as of February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110250012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 27 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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