406 E Side Trl, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 406 E Side Trl, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,168 sqft · built 2005
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on File
Last Sale	$374,400 (Dec 2021)
Tax Bill	$5,853 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:020 L:008-06`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:020 L:008-06`
Alternative APNs	`M:020 L:008=06` `4179`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	84,071 sqft (1.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4179
Street Address	406 E SIDE TRL
City	OAKLAND
State	ME
Zip	04963-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Subdivision	SUNSET RDG FINAL PLAN
Legal Lot Number	8-6
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	25001

Owner

Source: Kennebec County and Oakland Town records · APN OAKL M:020 L:008-06

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 E SIDE TRL, OAKLAND, ME 04963-4442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Deed of Trust, Mortgage TOWN & COUNTRY FCU
Dec 13, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Oct 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	202136086
Deed Book / Page	14284 / 285
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	2021036086
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	406 E SIDE TRL, OAKLAND, ME 04963-4442
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017024129
Date	Oct 10, 2017
Book Page	12742/0154
Instrument	2017024129

Lender

Name	TOWN & COUNTRY FCU

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2032

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND ME
Recording Date	Dec 13, 2021
Property Address	406 E SIDE TRL, OAKLAND, ME 04963-4442
Document Number	2021036086
Book / Page	14284 / 285
Instrument Date	Nov 22, 2021
Instrument	2021036086
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 E SIDE TRL, OAKLAND, ME 04963-4442

Mortgage

Document Number	2021036087
Date	Dec 13, 2021
Instrument	2021036087

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Oct 23, 2019
Property Address	406 E SIDE TRL, OAKLAND, ME 04963-4442
Document Number	2019024637
Book / Page	13375 / 47
Instrument Date	Oct 23, 2019
Instrument	2019024637
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 GLEN AVE, WATERVILLE, ME 04901-4705

Mortgage

Document Number	2019024638
Date	Oct 23, 2019
Instrument	2019024638

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,853.00 (+6.85%)	$374,700 (-) Land $52,600 Building $322,100
2024	$5,478.00 (+14.2%)	$374,700 (+12.49%) Land $52,600 Building $322,100
2023	$4,797.00 (-0.97%)	$333,100 (+18.29%) Land $52,600 Building $280,500
2022	$4,844.00	$281,600 Land $47,800 Building $233,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), as of February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110250012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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