Kenton County property record for 446 Division St, Erlanger, KY 41018 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1963 |
| Square Footage | 999 sqft Finished Area |
| Lot Size | 0.13 acres |
| Occupancy | Owner Occupied |
| Last Sale | $127,000 (2018) |
| Tax Bill | $1,989.00 (2025) |
Source: Kenton County records · APN 003-30-21-013.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 DIVISION ST, ERLANGER, KY 41018-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Deed Doc Number | 0006568251 |
| Deed Book / Page | 6568 / 251 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 446 DIVISION ST, ERLANGER, KY 41018-1462 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0005900256 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 257/367 |
| Instrument | 21081605900256 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 20, 2018 |
| Property Address | 446 DIVISION ST, ERLANGER, KY 41018-1462 |
| Document Number | 0000000192 |
| Book / Page | 0C6568 / 000251 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 192 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 DIVISION ST FLORENCE KY 41042, FLORENCE, KY 41042 |
| Document Number | 193 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 0C6568/000255 |
| Instrument | 193 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,989.00 (+1.58%) | $150,800 (-) Land $25,000 Building $125,800 | $150,800 (-) Land $25,000 Building $125,800 |
| 2023 | $1,958.00 | $150,800 Land $25,000 Building $125,800 | $150,800 Land $25,000 Building $125,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 003-30-21-013.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 999 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,695 sqft |
| Depth X Width | 85 ft x 67 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0033021013.00 |
|---|---|
| Street Address | 446 DIVISION ST |
| City | ERLANGER |
| State | KY |
| Zip | 41018-1462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAYWOOD LOT 13 67'X 85' IRREG |
| Legal Subdivision | MAYWOOD |
| Legal Lot Number | 13 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 64400 |
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