Kenton County property record for 437 Division St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,042 sqft · built 2021 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Apr 2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-14-035.00 |
| Primary APN | 003-30-14-035.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,042 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 437 DIVISION ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHEASANT GROVE 2ND BLK 5 PTS 13-14-15 N 60' LOTS 13-14-15 BEING 0.165 ACS SWS DIVISION ST 65' W OF WOODWARD AVE |
| Legal Subdivision | PHEASANT GROVE |
| Legal Phase | 5 |
| Legal Block | 5 |
| Legal Lot Number | 13,14 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64400 |
437 Division St is owned and occupied by an individual who bought it in April 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 DIVISION ST, ERLANGER, KY 41018-1461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Mar 14, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on File |
| Deed Sale | Apr 29, 2025 · Amount on File |
| Prior Sale | Apr 26, 2018 · Amount on File |
| Deed Document Number | 2025141 |
| Deed Book / Page | 340 / 464 |
| Prior Transfer Date | Dec 5, 2014 |
| Prior Transfer Doc | 0005900236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 29, 2025 |
| Property Address | 437 DIVISION ST, ERLANGER, KY 41018-1461 |
| Document Number | 0005900141 |
| Book / Page | KC 340 / 464 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 25042905900141 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 FRY ST, COVINGTON, KY 41011-2110 |
| Name | Verified Name |
|---|---|
| Address | 437 DIVISION ST, ERLANGER, KY 41018-1461 |
| Document Number | 0005900142 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 25042905900142 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 14, 2017 |
| Property Address | 437 DIVISION ST, ERLANGER, KY 41018-1461 |
| Document Number | 0000000063 |
| Book / Page | 0C6115 / 000081 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 63 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $7.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 COMMONWEALTH AVE ERLANGER KY 410181223, ERLANGER, KY 41018-1223 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $167,700 (-) Land $25,000 Building $142,700 | $167,700 (-) Land $25,000 Building $142,700 |
| 2025 | $167,700 Land $25,000 Building $142,700 | $167,700 Land $25,000 Building $142,700 |
| 2023 | $167,700 Land $25,000 Building $142,700 | $167,700 Land $25,000 Building $142,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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