Kenton County property record for 434 Division St, Erlanger, KY 41018 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 888 sqft Finished Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $127,500 (2019) |
| Tax Bill | $1,949.00 (2025) |
Source: Kenton County records · APN 003-30-22-012.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 DIVISION ST, ERLANGER, KY 41018-1456 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CENTURY LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Sep 16, 2016 · Amount on Record |
| Deed Doc Number | 201904 30 059 00242 |
| Deed Book / Page | 6650 / 60 |
| Prior Transfer Date | Oct 07, 2014 |
| Prior Transfer Doc | 0005900234 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 11, 2026 |
| Property Address | 434 DIVISION ST, ERLANGER, KY 41018-1456 |
| Document Number | 0000009646 |
| Book / Page | 428 / 553 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 20269646 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 434 DIVISION ST, ERLANGER, KY 41018-1456 |
| Document Number | 0000009646, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 428/553 |
| Instrument | 20269646 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 434 DIVISION ST, ERLANGER, KY 41018-1456 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900311 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 227/514 |
| Instrument | 21060705900311 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 30, 2019 |
| Property Address | 434 DIVISION ST, ERLANGER, KY 41018-1456 |
| Document Number | 0000000242 |
| Book / Page | 0C6650 / 000060 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 242 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 DIVISION ST ERLANGER KY 410181456, ERLANGER, KY 41018-1456 |
| Document Number | 243 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 0C6650/000064 |
| Instrument | 243 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,949.00 (+1.56%) | $147,800 (-) Land $25,000 Building $122,800 | $147,800 (-) Land $25,000 Building $122,800 |
| 2023 | $1,919.00 | $147,800 Land $25,000 Building $122,800 | $147,800 Land $25,000 Building $122,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 003-30-22-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 888 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 434 DIVISION ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1456 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAYWOOD SEC 2 LOT 96 |
| Legal Subdivision | MAYWOOD |
| Legal Phase | 2 |
| Legal Lot Number | 96 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 64400 |
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