44543 Frontier Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44543 Frontier Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2,159 sqft · built 2025
Lot Size	0.198 acres (8,642 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (May 2025)
Tax Bill	$908 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-26-28-201-060`

Property Details

APN / Parcel Number

Primary APN	`42-26-28-201-060`

Interior

Building Area	2,159 sqft Living Area

Exterior

Year Built	Built 2025
Lot Area	8,642 sqft (0.198 acres)
View / Lot	Water

Location & Zoning

Street Address	44543 FRONTIER DR
City	PUNTA GORDA
State	FL
Zip	33982-6180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	CLB 002 0000 7447 BABCOCK RANCH COMM CRESCENT LAKES PHASE 2 LOT 7447 3532260
Legal Subdivision	BABCOCK RANCH
Legal Phase	2
Legal Lot Number	7447
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records · APN 42-26-28-201-060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	44543 FRONTIER DR, PUNTA GORDA, FL 33982-6180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Deed Document Number	3532260
Record Updated	Jun 08, 2026

May 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 30, 2025
Property Address	44543 FRONTIER DR, PUNTA GORDA, FL 33982-6180
Document Number	0003532260
Map Reference	MB 27 PG 6
Instrument Date	May 27, 2025
Instrument	3532260
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44543 FRONTIER DR, PUNTA GORDA, FL 33982-6180

Mortgage

Document Number	0003532261
Date	May 30, 2025
Instrument	3532261

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.