44525 Frontier Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44525 Frontier Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2,761 sqft · built 2025
Lot Size	0.218 acres (9,501 sqft)
Owner	Individual Name on Record
Last Sale	$539,000 (Jun 2025)
Tax Bill	$908 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-26-28-201-057`

Property Details

APN / Parcel Number

Primary APN	`42-26-28-201-057`

Interior

Building Area	2,761 sqft Living Area

Exterior

Year Built	Built 2025
Lot Area	9,501 sqft (0.218 acres)
View / Lot	Water

Location & Zoning

Street Address	44525 FRONTIER DR
City	PUNTA GORDA
State	FL
Zip	33982-6180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	CLB 002 0000 7444 BABCOCK RANCH COMM CRESCENT LAKES PHASE 2 LOT 7444 3537220
Legal Subdivision	BABCOCK RANCH
Legal Phase	2
Legal Lot Number	7444
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	44525 FRONTIER DR, PUNTA GORDA, FL 33982-6180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Deed Document Number	3537220
Record Updated	Jun 8, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 12, 2025
Property Address	44525 FRONTIER DR, PUNTA GORDA, FL 33982-6180
Document Number	0003537220
Map Reference	MB 27 PG 6A-6H
Instrument Date	Jun 9, 2025
Instrument	3537220
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,773.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44525 FRONTIER DR, PUNTA GORDA, FL 33982-6180

Mortgage

Document Number	0003537221
Date	Jun 12, 2025
Instrument	3537221

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.