Charlotte County property record for 44531 Frontier Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2,461 sqft · built 2025 |
| Lot Size | 0.208 acres (9,091 sqft) |
| Owner | Individual Name on File |
| Last Sale | $514,000 (Jul 2025) |
| Tax Bill | $908 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-28-201-058 |
| Primary APN | 42-26-28-201-058 |
|---|
| Building Area | 2,461 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 9,091 sqft (0.208 acres) |
| View / Lot | Water |
| Street Address | 44531 FRONTIER DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | CLB 002 0000 7445 BABCOCK RANCH COMM CRESCENT LAKES PHASE 2 LOT 7445 3546841 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 2 |
| Legal Lot Number | 7445 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
44531 Frontier Dr is owned and occupied by an individual who bought it in July 2025.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 44531 FRONTIER DR, PUNTA GORDA, FL 33982-6180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Deed Document Number | 3546841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 11, 2025 |
| Property Address | 44531 FRONTIER DR, PUNTA GORDA, FL 33982-6180 |
| Document Number | 0003546841 |
| Map Reference | MB 27 PG 6A-6H |
| Instrument Date | Jul 8, 2025 |
| Instrument | 3546841 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,598.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382 |
| Name | Verified Name |
|---|---|
| Address | 44531 FRONTIER DR, PUNTA GORDA, FL 33982-6180 |
| Document Number | 0003546842 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 3546842 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2025 property tax bill for 44531 Frontier Dr was $908.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $908.00 | $60,775 | $71,500 Land $71,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 44531 Frontier Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44531 Frontier Dr is high, ranking above 85% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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