St. Clair County property record for 4454 Palms Rd, Casco, MI 48064 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,778 sqft Living Area |
| Lot Size | 436,471 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $186,000 (2016) |
| Tax Bill | $1,828.00 (2025) |
| Primary APN | 74-12-014-3002-500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,778 sqft Living Area |
| 1st Floor | 1,778 sqft 1st Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch Style |
| Lot Area | 436,471 sqft (10 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 690 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4454 PALMS RD |
|---|---|
| City | CASCO |
| State | MI |
| Zip | 48064-2714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 325.03' OF S 1715.15' OF E 1/2 OF SE 1/4 SEC 14 T4N R15E 10.02 A |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | CASCO |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 651100 |
Source: St. Clair County records · APN 74-12-014-3002-500
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4454 PALMS RD, CASCO, MI 48064-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 31, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Jun 21, 2017 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Deed Doc Number | 201623535 |
| Deed Book / Page | 4762 / 527 |
| Last Transfer Date | Jun 14, 2017 |
| Transfer Doc | 004842/079 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4454 PALMS RD, CASCO, MI 48064-2714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4454 PALMS RD, CASCO, MI 48064-2714 |
| Document Number | 0000559354 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 5593/54 |
| Instrument | 2023001012 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4454 PALMS RD, CASCO, MI 48064-2714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4454 PALMS RD, CASCO, MI 48064-2714 |
| Document Number | 53441 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 5344/1 |
| Instrument | 2021009373 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jul 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 21, 2017 |
| Property Address | 4454 PALMS RD, CASCO, MI 48064-2714 |
| Document Number | 004842/079 |
| Book / Page | 4842 / 079 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 2017015667 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4454 PALMS RD, 4454, CASCO, MI 48064-2714 |
| Name | Verified Name |
|---|---|
| Address | 4454 PALMS RD, CASCO, MI 48064-2714 |
| Document Number | 0048420081 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 4842/81 |
| Instrument | 2017015668 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,828.00 (-28.48%) Homeowner's exemption | $160,900 (+13.07%) | |
| 2024 | $2,556.00 (+6.46%) | $321,800 (+13.07%) | |
| 2023 | $142,300 | ||
| 2022 | $2,401.00 | $284,600 |
4454 Palms Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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