St. Clair County property record for 4440 Palms Rd, Casco, MI 48064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 1980 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Apr 2015) |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-12-014-3002-250 |
| Primary APN | 74-12-014-3002-250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,811 sqft Living Area |
| 1st Floor Area | 1,811 sqft |
| Basement Area | 1,811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Lot Area | 436,471 sqft (10 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4440 PALMS RD |
|---|---|
| City | CASCO |
| State | MI |
| Zip | 48064-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 325.03' OF S 2040.18' OF E 1/2 OF SE 1/4 10.02 A SEC 14 T4N R15E |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CASCO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 651100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4440 PALMS RD, CASCO, MI 48064-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2015 · Amount on Record |
| Deed Sale | Apr 20, 2015 · Amount on Record |
| Prior Sale | Apr 20, 2015 · Amount on Record |
| Deed Document Number | 20159400 |
| Deed Book / Page | 4596 / 166 |
| Prior Transfer Date | Feb 23, 2005 |
| Prior Transfer Doc | 0045960164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4440 PALMS RD, CASCO, MI 48064-2714 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005218274 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 5218/274 |
| Instrument | 2020017376 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,400 (+9.12%) | $394,800 (+9.12%) | |
| 2025 | $3,313.00 (+6.63%) Homeowner's exemption | $180,900 (+12.57%) | |
| 2024 | $3,107.00 (+6.48%) | $361,800 (+12.57%) | |
| 2023 | $160,700 | ||
| 2022 | $2,918.00 | $321,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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