4321 Palms Rd, Casco, MI 48064 Property Records

St. Clair County property record for 4321 Palms Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 1998
Lot Size	7.99 acres (348,044 sqft)
Owner	Individual Name on Record
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-013-4012-100`

Property Details

APN / Parcel Number

Primary APN	`74-12-013-4012-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft
Basement Area	1,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	348,044 sqft (7.99 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4321 PALMS RD
City	CASCO
State	MI
Zip	48064-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 161' FROM W 1/4 COR,TH N 89D 58M 10S E 1352.6',TH S 0D 6M 20S W 257.92', TH W 1352.13',TH N 257.22' TO BEG SECTION 13
Legal Range	15E
Legal Township	04N
Legal Section	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2044
Census Tract	651100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4321 PALMS RD, CASCO, MI 48064-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Intrafamily Transfer, Transfer
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 13, 2017	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 2024
Transfer Doc	0005711469
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 15, 2024
Property Address	4321 PALMS RD, CASCO, MI 48064-2716
Document Number	0005697583
Book / Page	5697 / 583
Instrument Date	Feb 28, 2024
Instrument	2024004253
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4433 PALMS RD, CASCO, MI 48064-2715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 PALMS RD, CASCO, MI 48064-2716

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4321 PALMS RD, CASCO, MI 48064-2716
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 PALMS RD, CASCO, MI 48064-2716

Mortgage

Document Number	5328759
Date	Mar 3, 2021
Book Page	5328/759
Instrument	2021006227

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4321 PALMS RD, CASCO, MI 48064-2716
Document Number	0048100983
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4321 PALMS RD CASCO MI 480642716, CASCO, MI 48064-2716

Mortgage

Document Number	0048100983
Date	Mar 22, 2017
Book Page	004810/000983

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,900 (+6.67%)	$399,800 (+6.67%)
2025	$2,944.00 (+6.55%) Homeowner's exemption	$187,400 (+12.15%)
2024	$2,763.00 (+6.19%)		$374,800 (+12.15%)
2023		$167,100
2022	$2,602.00		$334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palms Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures