4453 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4453 Steed Ter, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,302 sqft · built 1989
Lot Size	0.446 acres (19,447 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2018)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-514-0000-0810`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-514-0000-0810`
Alternative APN	`21302551400000810`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	2,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	19,447 sqft (0.446 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	474 sqft
Patio Area	454 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4453 STEED TER
City	WINTER PARK
State	FL
Zip	32792-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AAA
Legal Description	LOT 81 KINGS COVE PB 38 PGS 64 TO 66
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	KINGS COVE
Legal Tract	514
Legal Lot Number	81
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

4453 Steed Ter is owned and occupied by an individual who bought it in March 2018.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	4453 STEED TER, WINTER PARK, FL 32792-7628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Prior Sale	Nov 17, 2016
Deed Document Number	201824692
Deed Book / Page	9086 / 792
Prior Transfer Date	Mar 5, 2018
Prior Transfer Doc	0090860792
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4453 STEED TER, WINTER PARK, FL 32792-7628
Document Number	0092901516
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4453 STEED TER WINTER PARK FL 327927628, WINTER PARK, FL 32792-7628

Mortgage

Document Number	0092901516
Date	Jan 30, 2019
Book Page	009290/001516
Instrument	10703

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 29, 2029

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 6, 2018
Property Address	4453 STEED TER, WINTER PARK, FL 32792-7628
Document Number	0090860792
Book / Page	009086 / 000792
Instrument Date	Mar 5, 2018
Instrument	24692
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount on Record
Tax	$1,400.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4453 STEED TER WINTER PARK FL 327927628, WINTER PARK, FL 32792-7628

Tax Assessment & Valuation

The 2025 property tax bill for 4453 Steed Ter was $4,480 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,480.00 Homeowner's exemption	$334,735	$487,569 Land $110,000 Building $377,569
2023	$4,152.00 (+2.47%) Homeowner's exemption	$315,826 (+3%)	$439,735 (+9.38%) Land $95,000 Building $344,735
2022	$4,052.00 Homeowner's exemption	$306,627	$402,033 Land $85,000 Building $317,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4453 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4453 Steed Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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