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4440 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4440 Steed Ter, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 4,513 sqft · built 1990
Lot Size0.461 acres (20,070 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Dec 2012)
Tax Bill$5,321 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-21-30-514-0000-0750

Property Details

APN / Parcel Number

Primary APN25-21-30-514-0000-0750
Alternative APN
  • 21302551400000750

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Stories1 Story
Building Area4,513 sqft Living Area
Gross Area5,113 sqft
1st Floor Area4,139 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area20,070 sqft (0.461 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area510 sqft
Deck AreaDeck Area
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4440 STEED TER
CityWINTER PARK
StateFL
Zip32792-7628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AAA
Legal DescriptionLOT 75 KINGS COVE PB 38 PGS 64 TO 66
Legal Range30E
Legal Township21S
Legal Section25
Legal SubdivisionKINGS COVE
Legal Tract514
Legal Lot Number75
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract22207

Owner

4440 Steed Ter is owned and occupied by two individuals who bought it in December 2012.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address4440 STEED TER, WINTER PARK, FL 32792-7628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2012 · Amount on File
Deed SaleDec 6, 2012 · Amount on File
Prior SaleJul 1, 2005 · Amount on File
Deed Document Number2012146558
Deed Book / Page7913 / 922
Prior Transfer DateOct 5, 2012
Prior Transfer Doc0079130922
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4440 STEED TER, WINTER PARK, FL 32792-7628
Document Number0094451329
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 14, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4440 STEED TER WINTER PARK FL 327927628, WINTER PARK, FL 32792-7628

Mortgage

Document Number0094451329
DateSep 27, 2019
Book Page009445/001329
Instrument105289
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 26, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4440 Steed Ter was $5,321 with exemptions applied.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,321.00 Homeowner's exemption Disabled Person's exemption$549,447$710,866 Land $110,000 Building $600,866
2023$4,763.00 (+902.74%) Homeowner's exemption$504,906 (+42.05%)$643,705 (+9.37%) Land $95,000 Building $548,705
2022$475.00 Homeowner's exemption$355,444$588,555 Land $85,000 Building $503,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4440 Steed Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4440 Steed Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

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